Self assessment & personal tax returns
Returns prepared and filed on time each year, with a review of allowances, reliefs and the year ahead.
Personal tax for private clients.
Self assessment, capital gains tax, inheritance tax and the accounts for trusts and estates, prepared by accountants who work alongside your financial planner and solicitor.
Our services
Capital gains tax
Sales and gifts of second homes, shares and funds, timed and structured before they happen, and reported to HMRC.
Inheritance tax & estate accounts
Lifetime inheritance tax planning, records of gifts, and the returns and accounts needed when an estate is administered.
Trust & estate tax
Trust registration, annual trust and estate tax returns, ten-year charges and accounts for trustees and executors.
Residence & international tax
Tax for people arriving in or leaving the UK and for families with income, assets or estates in more than one country.
HMRC enquiries & disclosures
HMRC enquiries and voluntary disclosures handled for an agreed fee.
A tax decision changes your investments, your will and your family's plans.
Your accountant at Totus One works alongside financial planners and solicitors, so tax advice takes your investments, your family and your legal position into account.
Property sales, gifts, trust settlements and annual returns are each checked with the planner and the solicitor.
Who we act for
Individuals & families
Taxpayers with income from several sources: employment, pensions, savings and investments.
Trustees & executors
Trust registration, trust and estate tax returns, and the accounts trustees and executors must keep.
Homeowners
Capital gains tax and stamp duty on second homes, and the tax when a home is gifted or inherited.
International individuals
Residence and tax for people with income, assets or family in more than one country.
Fees are agreed in writing before work starts.
Annual work such as tax returns and trust accounts has a fixed annual fee. Advisory work is scoped and quoted before we begin.
If something outside the agreed scope comes up during the year, we agree the cost with you first.
Insights
Accountancy
Self assessment: who has to file a tax return and when
Who needs to file a UK self assessment tax return, the deadlines for registering, filing and paying, how payments on ac…
Accountancy
Capital gains tax for individuals: rates, reliefs and reporting
How UK capital gains tax works for individuals in 2026/27: the £3,000 exemption, the 18% and 24% rates, main home relie…
Accountancy
Trusts and tax: what trustees need to register, report and pay
How UK trusts are taxed: Trust Registration Service rules, inheritance tax entry, ten-year and exit charges, income tax…
Common questions
How do I move my tax affairs to Totus One?
We write to your current accountant for professional clearance and your records, take over the HMRC authorisations and continue from where they left off. Most moves complete within two weeks.
How do your fees work?
Fees are fixed and agreed in writing. Annual work such as tax returns and trust accounts has an annual fee. One-off advisory work is scoped and priced before we start.
Who will look after my affairs?
A senior accountant, overseen by the founding partner for accountancy.
Can you deal with HMRC for me?
Yes. Once you authorise us as your agent, we handle correspondence, enquiries and payments on account with HMRC.
Can you just do my tax return?
Yes. Many clients start with a single return and add planning, trust or estate work when they need it.
How is Totus One different from another accountant?
Your accountant works in the same firm as financial planners and solicitors. Gifts and inheritance tax, property sales and capital gains, and pensions and retirement income are each planned as one piece of work.